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Estate Ulagam

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01

Pasaran disahkan · +971

Hartanah disahkan di Dubai

7 Emiriah, satu pasukan

Gambaran pasaran mengikut wilayah

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Property regulation in the UAE is emirate-led, not federal — Dubai's Land Department registers title and issues the Trakheesi permit every advertisement must carry, Abu Dhabi's Real Estate Centre issues its own Madhmoun advertising permit through DARI, and off-plan developments carry escrow rules on top of the base registration that each emirate structures differently. Estate Ulagam's review desk checks each emirate's own permit and title requirements before an advertisement goes live there.

Emiriah aktif

Disemak

Bandar

40 bandar merentasi 7 Emiriah

Bandar dengan iklan didahulukan — carian merangkumi yang lain.

03 · Inventori disemak

Sedang disemak di Dubai

Halaman ini buat masa ini hanya tersedia dalam bahasa Inggeris.

Before you buy

What it costs, and what to check

04

Costs on top of the price

Dubai, with Abu Dhabi noted

DLD transfer fee4%
Paid to the Dubai Land Department, customarily by the buyer, plus a small admin fee. Abu Dhabi charges 2%.
Agent commission2% + VAT
The market norm on a resale. 5% VAT is added to the commission.
Trustee office feeAED 4,000 + VAT
For a sale of AED 500,000 or more (AED 2,000 below that). The trustee office registers the transfer.
Mortgage registration0.25% of the loan
Plus a small admin fee, when a mortgage is involved.
Annual costsService charge
No annual property tax or capital gains tax for individuals. Owners pay a yearly service charge per sq.ft to the building's owners' association.

Last checked October 2026. Rates change with each budget, so confirm them with your lawyer or notary before you sign.

Before you pay a deposit

  • The advert carries a valid DLD Trakheesi permit. Scan its QR code in the Dubai REST app.
  • In Abu Dhabi, the advert carries a Madhmoun permit issued through DARI. Scan its QR code to check the permit is live.
  • The broker has a BRN card and works for a registered office (ORN). Both can be checked on Dubai REST.
  • The area is a freehold zone if you are not a UAE or GCC national.
  • For off-plan, the project is registered with DLD and you pay only into its escrow account, never to a personal account.
  • The seller gets a developer NOC confirming no unpaid service charges before transfer.
  • Verify the title deed on Dubai REST before paying a deposit.

Financing

  • UAE residents can borrow up to 80% on a first home under AED 5 million. Non-residents usually get 50–60%.
  • Off-plan homes are bought on the developer's payment plan, paid into the project's DLD-registered escrow account.
  • A property worth AED 2 million or more qualifies the owner for a 10-year Golden Visa.

Renting in Dubai

  • Every Dubai tenancy is registered on Ejari. Abu Dhabi uses Tawtheeq.
  • Rent increases are capped by the DLD rental index, and a landlord must give 90 days' notice before renewal to change the rent.
  • To evict a tenant to sell or move in, a landlord must give 12 months' notarised notice.
  • Deposits are customarily 5% of the annual rent (10% furnished), and rent is often paid in 1–4 cheques.

How size is measured

Square feet0.093 m²
How every Dubai price is quoted: AED per sq.ft.
BUABuilt-up area
Includes balconies. Suite area is the inside only.
Plot areaLand only
For villas and townhouses, quoted separately from BUA.

Words you will hear

Trakheesi
The DLD advertising permit every property advert must carry.
Oqood
Pre-registration of an off-plan purchase with DLD.
Form F (MOU)
The memorandum of understanding buyer and seller sign, usually with a 10% deposit cheque.
NOC
The developer's no-objection certificate needed before transfer.
Ejari
Dubai's official tenancy registration.
Cross-Border Legal Briefing

Foreign Ownership & Non-Resident Acquisition in Dubai

Advertising rules

Under Dubai Law No. 7 of 2006, foreign nationals and non-residents can purchase freehold property only within designated Freehold Investment Zones (e.g., Downtown Dubai, Dubai Marina, Palm Jumeirah, DIFC, Business Bay). In non-freehold areas, foreign ownership is restricted to 99-year Usufruct (Musataha) leases. In Abu Dhabi, Law No. 19 of 2005 allows foreign ownership in designated Investment Zones (e.g., Yas Island, Saadiyat Island, Al Reem Island) under freehold or 99-year usufruct.

Governing Body

Real Estate Regulatory Agency (RERA Dubai) / Abu Dhabi Real Estate Centre (ADREC)

Primary Statute

Dubai: Law No. 7 of 2006 and the DLD advertising rules. Abu Dhabi: Law No. 3 of 2015 (amended in 2025) and ADREC's Madhmoun policy

Title Instruments

  • Title Deed (Molkiya) issued by Dubai Land Department (DLD)
  • Oqood (Pre-registration certificate for off-plan properties)
  • Trakheesi Electronic Advertising Permit Certificate with QR code
  • No Objection Certificate (NOC) from Master Developer (Emaar, Nakheel, etc.)
  • Tawtheeq (Abu Dhabi) / Ejari (Dubai) Registered Tenancy Contract

The desk

What we ask for, and why

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Every Dubai submission is checked against the same working set of records before it can be reviewed for publication, governed by Dubai Law No. (7) of 2006 Concerning Real Property Registration & Abu Dhabi Law No. (3) of 2015 Regulating the Real Estate Sector. None of this is a substitute for independent legal advice — it is the paperwork our desk asks an advertiser to produce, and cross-checks before an advertisement goes live.

Advertising permit

In Dubai, the DLD Trakheesi permit number and its Madmoun QR code. In Abu Dhabi, the Madhmoun permit issued through DARI. Neither emirate allows a property to be advertised without one, so neither do we.

Title deed or Oqood

The DLD title deed for a ready property, or the Oqood registration for an off-plan unit, in the seller's name.

Escrow account

For off-plan: the project's DLD registration and escrow account, the only account buyer payments may go to.

Freehold area

Confirmation that the property is in a designated freehold area where foreign buyers can own outright.

Service charges

The latest service charge statement, since a developer NOC confirming nothing is owed is needed before transfer.

Identity match

Emirates ID or passport against the title deed, and the broker's BRN card and office ORN where an agent advertises.

Estate Ulagam reviews submitted advertising materials and documents before publication.

From submission to publication

How a listing goes live

06

  1. 01

    Submission

    Owner, agent, or builder registers with phone and email OTP, then submits the property with photographs and the documents above.

  2. 02

    Review

    Estate Ulagam's desk checks identity and the documents above against Dubai Law No. (7) of 2006 Concerning Real Property Registration & Abu Dhabi Law No. (3) of 2015 Regulating the Real Estate Sector before anything moves forward.

  3. 03

    Correction, if needed

    Where a document is missing or unclear, the advertiser is notified and the submission stays in review — not published — until resolved.

  4. 04

    Payment and publication

    Once documents are reviewed and payment for the advertising package is confirmed, an Estate Ulagam admin approves publication.

The journey

How United Arab Emirates builds.

Two generations of building sit side by side on this coast: a courtyard-and-windtower tradition designed to survive the heat without power, and a tower city that solved the same problem with glass and chilled water.

Dubai Marina to Abu Dhabi · along the Gulf coast

  1. 01

    Dubai Marina

    Dubai · 25.08°N

    Dubai Marina, Dubai

    A city of towers, built to a plan

    A wholly artificial waterfront laid out in the 2000s, now one of the densest high-rise districts anywhere.

    How it is built

    Reinforced concrete cores with post-tensioned flat slabs, clad in unitised curtain walling craned into place floor by floor. Performance glass and district cooling do the work that a windtower used to.

  2. 02

    Al Fahidi

    Dubai · 25.26°N

    Al Fahidi, Dubai

    The tower that cools without power

    The surviving quarter of old Dubai, a dense lattice of lanes built by pearl merchants before oil.

    How it is built

    Coral stone and gypsum walls around a shaded courtyard, topped by the barjeel — a windtower open on four sides that catches any breeze and drops it into the room below. It is air conditioning with no moving parts.

  3. 03

    Abu Dhabi

    Abu Dhabi · 24.45°N

    Abu Dhabi, Abu Dhabi

    Civic scale, and the screen

    The federal capital, built to a more deliberate civic plan than its neighbour and holding most of the country's institutional property.

    How it is built

    Contemporary work here leans on the mashrabiya idea rather than abandoning it: dynamic and fixed shading screens set outboard of the glass line, cutting solar gain before it reaches the facade.

07 · For sellers in Dubai

Bring your documents. We'll do the review.

Payment confirms the advertising package. Review and admin approval decide publication — never a self-publish.